Great expert bank regulators of Europe, why do you believe in this regulatory nonsense?

Banks are now required to hold much much more capital when lending to SMEs than when financing houses; and so banks, because of a much much higher leverage, earn much higher risk-adjusted returns on equity when financing houses than when financing those who could create the next generation of jobs our young needs. 

What do you mean, are we all going to sit in or houses playing with our I-pads without jobs? 

Banks are now required to hold much much more capital when lending to citizens than when lending to the supposedly “infallible sovereigns”; and so banks, because of much much higher leverage, earn much much higher risk adjusted returns on equity when lending to governments than when lending to citizens.

What do you mean, what kind of back-door communism is this?

Do you really think you are making the world a safer and better place with this nonsense? Don’t you all see you are bloody killing the economy of Europe with this dumb risk aversion? Don't you see you are with no right whatsoever closing the horizons of our young?

John Augustus Shedd, 1850-1926 said: “A ship in harbor is safe, but that is not what ships are for.”... And that goes for banks too!

Q. Why do you agree with this regulatory nonsense, Mario Draghi, President of the European Central Bank and former Chairman of the G20s Financial Stability Board?

Q. Why do you agree with this regulatory nonsense Stefan Ingves, Governor of Sveriges Riksbank and current Chairman of the Basel Committee on Banking Supervision?

Q. Why do you agree with this regulatory nonsense Jaime Caruana, Chairman of the International Bank of Settlements and former Chair of the Basel Committee on Banking Supervision?

Q. Why do you agree with this regulatory nonsense Mark Carney, Governor of the Bank of England and current Chairman of the G20s Financial Stability Board?

PS. I am sorry... but somebody has to ask... and keep on asking. God make us daring!